Everything seemed so easy when buying the insurance. If you lose, tell the insurance company and paid off – right? Be prepared – in advance. What about paper files? In order to estimate the loss. If you are near or below the deductible, you’re probably better not to submit the insurance claim. Care, however, since most insurance policies must have a loss within a specified period, usually 2 to 4 weeks report.
Contact your agent. 
Many insurance companies ask that your application directly notify the claims department. Your insurance agent can represent the company, but your income depends on keeping your customers happy. Independent agents, in particular, are small business owners, and owe their primary loyalty to your company. If you own a small business, your insurance agent understands your business depends on keeping your customers happy.
Finally, the insurer shall appoint an expert help you calculate and pay the damages. Consider an independent regulator. If your loss is large and complex, you can afford an independent regulator to work on your behalf to rent. If you decide to take this step, make sure you have a governor who has experience with the nature of the loss of activity.